Commercial Insurance in Florida
Competitive coverage options for the business you have built
From contractors and trucking companies to restaurants and growing local businesses, we help you pursue practical protection at a competitive price—with responsive support long after the policy is issued.
Serving businesses throughout Florida · English and Spanish assistance
Why businesses choose us
Commercial expertise with personal service
- Access to multiple available insurance markets
- Coverage guidance based on your actual operation
- Fast, dependable certificate assistance
- Local, bilingual support from a team that responds
Explore Your Options
Commercial insurance solutions for Florida businesses
Select the service that best matches your operation. Our team will help you identify the information and coverage requirements needed to approach available markets.
Contractors Insurance
Coverage built around the work you actually perform.
Explore coverage →02General Liability
Practical protection for everyday business risks.
Explore coverage →03Commercial Auto
Coverage for the vehicles that keep your business moving.
Explore coverage →04Trucking Insurance
Specialized guidance for commercial trucking operations.
Explore coverage →05Bonds
Bond solutions for contractors and Florida businesses.
Explore coverage →06Restaurant, Bar & Tavern Insurance
Specialized options for businesses serving food and alcohol.
Explore coverage →07Workers’ Compensation
Guidance for businesses with employee injury obligations.
Explore coverage →Contractor Insurance Specialists
Coverage support built around your trade and contracts
We review your work, project types, payroll, subcontractor costs and common contract requirements before approaching available markets. After binding, our team remains available to help with routine certificates and additional insured requests.
- General Liability and commercial auto options
- Bonds and common contract requirements
- Fast certificate-of-insurance assistance
Restaurants, Bars & Taverns
Specialized options for businesses serving food and alcohol
Hospitality businesses face a distinct combination of liability, property, liquor and operational risks. We work with available insurance markets that understand restaurants, bars and taverns in Florida.
Explore Restaurant InsuranceCoverage options may include
- General Liability and Liquor Liability
- Commercial Property and Business Income
- Equipment Breakdown and Food Spoilage
- Cyber, EPLI and other available coverages
Availability is subject to eligibility, underwriting, policy terms, conditions and exclusions.
Service After the Sale
Fast certificate assistance that helps keep work moving
Coverage is only part of the relationship. Our team prioritizes routine COI requests and helps address certificate-holder, additional insured and contract requirements when your business needs proof of insurance.
Request a CertificateCommercial Insurance FAQ
Common questions from Florida business owners
What types of businesses do you insure?
We assist many eligible Florida businesses, with a strong focus on contractors, commercial vehicles, trucking operations, restaurants, bars and taverns. Eligibility varies by operations, experience, loss history and available market guidelines.
Can you compare options from multiple insurance companies?
As an independent agency, we can approach available insurance markets that may fit your operation. Quotes, pricing and coverage remain subject to underwriting and carrier approval.
What information is needed for a commercial insurance quote?
Common items include your business activities, location, annual sales, payroll, subcontractor costs, experience, prior coverage and loss history. Vehicle or project details may also be required depending on the coverage.
Do you help with certificates and additional insured requests?
Yes. We prioritize routine certificate requests and help review additional insured or special wording requirements. Some requests require a policy change or carrier approval and may take additional time.
Do you serve businesses outside Palm Beach County?
Yes. Insurance Solutions of Palm Beach serves eligible commercial insurance clients throughout Florida.
Let’s Talk About Your Business